Timing
A payment you made today may reach the bank in a day or two. The books and the bank are both right, just on different days.
Reconcile your bank in minutes, not at month end.
Upload your bank statement as a PDF, a CSV or even a photo. Faas matches each line to your invoices and bills with a confidence score, ticks the sure ones, and asks you Yes or No on the rest.
Statement upload is in every plan. AI matching is in Standard.
Bank matched
98% sureRecent invoice
RM 2,260.00Paid
3 things to review. Tap Yes or No.
Your bank says one thing. Your books say another. Reconciliation is finding out why.
It sounds technical, but the job is simple: tick off every line on the bank statement against something you recorded. Faas does the ticking.
Why it matters: without it, and with it
Without reconciliation
- The books drift away from the real bank balance
- A customer payment you never recorded looks like unpaid money
- A double charge or a bank fee goes unnoticed
- At year end the accountant spends hours untangling it
With Faas
- The books agree with the bank, checked often
- Customer payments match to invoices as they arrive
- Odd lines stand out because everything else is ticked
- Year end starts from books you can trust
How it works
From statement to reconciled, four steps.
1
Upload the statement
Drop in a PDF, a CSV or a photo from your bank. Faas reads the dates, amounts and references.
2
Faas matches each line
It compares amount, date and reference against your open invoices, bills and payments, and gives every match a confidence score.
3
Review the unclear ones
Strong matches tick themselves. For the rest, Faas suggests a match or a category and asks Yes or No.
4
Faas remembers
Your choices become bank rules, so the same kind of line is sorted for you next time.
Statement upload
Upload it however your bank gives it to you.
You do not need a special file. Upload the PDF you downloaded, a CSV export, or a clear photo of a paper statement. Faas reads the rows and starts matching straight away.
- PDF, CSV or a photo all work
- Dates, amounts and references found for you
- Matches against open invoices and bills
statement-oct-2026.pdf
Reading 48 transactions
Dates, amounts and references foundPDF, CSV or photo all work
Matching against open invoices and billsAmount, date and reference
Confidence score
Faas tells you how sure it is.
A match on the right amount, the right date and the right reference scores high. A match on the amount alone scores lower. Strong matches tick themselves. The rest wait for you.
- Every match shows its confidence
- High-confidence lines are ticked automatically
- You can see every match and change it
Bank line
DuitNow from AISYAH TRADING
12 Oct 2026
RM 1,200.00
Invoice
INV-0042 deposit
Aisyah Trading
RM 1,200.00
Match confidence98%
Yes or No
In Easy Mode, it is just a question.
Instead of a reconciliation screen, Easy Mode shows "3 things to review". Each one is a plain question about a payment or a cost. Tap Yes or No and you are done.
- No accounting words, just questions
- Review takes a few taps, any time of the month
- Full Mode shows the complete reconciliation
Bank rules
Answer once. Faas remembers.
If the same supplier or customer turns up every month, you should not have to answer the same question twice. A bank rule remembers your choice and applies it to the next matching line.
- Rules are created from your own choices
- The same line is sorted automatically next time
- You stay in charge and can change a rule
Why do they differ?
Three common reasons your books and bank disagree.
Almost every difference comes down to one of these.
Things the bank did
Bank charges, interest and automatic debits show up on the statement before you record them.
Mistakes
A typo, a duplicate or a payment never recorded. Reconciliation is how you spot them.
Accounting in plain words
Reconciliation words, explained simply.
Faas does the work, but it helps to know what the words mean.
The term
Bank reconciliation
Checking your books against your bank statement.
Plain wordsMaking sure every line on the statement matches something you recorded.
Your books say RM 12,450.00 and the bank says RM 12,450.00. They agree.
The term
Bank statement
The bank's own list of money in and out.
Plain wordsThe bank's record of what happened in your account.
October shows 48 lines, each with a date, a description and an amount.
The term
Confidence score
How sure Faas is about a match.
Plain wordsA percentage that tells you how well a bank line fits an invoice or bill.
A line of RM 1,200.00 with the right date and reference scores 98%.
The term
Unreconciled item
A line nobody has matched yet.
Plain wordsSomething on the statement your books do not explain yet.
TRANSFER 55820, RM 640.00 has no invoice or bill, so Faas asks you.
The term
Timing difference
A gap that closes on its own.
Plain wordsA payment that is recorded but has not reached the bank yet.
You pay a supplier RM 500.00 on the 30th. The bank shows it on the 2nd.
The term
Bank rule
A saved choice for a repeating line.
Plain wordsA shortcut Faas learns from your answers.
Every month "Sri Murni Utilities" is filed under Utilities without asking.
A simple example: finding the difference
Your books say you have RM 12,450.00 in the bank. The statement says RM 13,640.00. Reconciliation finds the reasons.
Books against the statement
| Bank balance in your books | RM 12,450.00 |
| Add: customer payment you had not recorded | + RM 1,200.00 |
| Less: bank charge you had not recorded | - RM 10.00 |
| Books after fixing both | RM 13,640.00 |
The statement says RM 13,640.00. The books now say RM 13,640.00 too, so the difference is RM 0.00 and the bank is reconciled.
Questions about bank reconciliation
What file types can I upload?
PDF, CSV or an image. Faas reads the transactions from any of them. A PDF or CSV from your bank usually gives the cleanest result.
Does auto-ticking mean I never check anything?
Strong matches tick themselves, but you can see every match and change it. Lines Faas is unsure about always come to you for a Yes or No.
How often should I reconcile?
As often as you like. Many owners do it monthly. Doing it a little at a time keeps each session short.
Can Faas read my bank directly?
Bank feeds can be connected as an integration so lines arrive without uploading a file. See the integrations page.
What are bank rules?
Saved choices. When you tell Faas a repeating line is Utilities, it can do that on its own next time.
Does my accountant see the reconciliation?
Yes. Bank reconciliations are part of the Audit Pack, so your accountant and auditor see the same work you did.
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See what it feels like when the books look after themselves.
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